Litlhahiso tse 9 tsa ho ntlafatsa lichelete tsa hau
Ka nako e 'ngoe, boholo ba rona re kena linakong tse ling tsa lichelete tse thata. Ho ba moputso oa sesole-oo, ha re tseba bohle, hase oona o moholo lefatšeng-ha o thuse. Empa, ha ho na lebaka la hore o se ke oa khona ho boloka chelete, ebang o leka ho hōlisa letlole la hao la ho tlohela mosebetsi kapa ho senya lichelete tse ling tse seng kae bakeng sa letsatsi la lipula. Mona ke lintlha tse robong tse tla u thusa ho boloka chelete, esita le moputsong oa sesole.
01 Hlahloba Mekhoa ea Hao ea ho Sebelisa Lintho
02 Bopa Budget
03 Lefa Lichelete tsa hau Pele
Kamehla u lefe likoloto tsa hau pele.-pele u reka lijo, u beha khase ka koloing ea hao, kapa u etsa ntho leha e le efe e 'ngoe. Hang ha u se u lefile likoloto tsa hau tsa khoeli le khoeli, arola karolo e setseng ea chelete ea hau har'a litšenyehelo tsa hau.
04 Ha e le hantle, Iphe Pele
Etsa boitlamo ba ho boloka tjhelete e itseng ho tsoa ho e 'ngoe le e' ngoe ea moputso. Beha chelete eo kae-kae (joaloka akhaonto e boloketsoeng e boloketsoeng morero ona feela). Ha ho hlokahale hore e be tekanyo e kholo, ebang, empa u e etse ka moputso e mong le e mong - pele u lefa likoloto tsa hau tse ling. Esita le liranta tse 'maloa beke le beke li tla haha ka nako. Thetso ke ho e tlohela e le mong. Ho leka ka matla ho kenya chelete eo u e bolokang neng kapa neng ha u bona ntho eo u hlileng ue batlang. U se ke ua e etsa.
05 Sebelisa Chelete ho Reka
06 Eat Out Less
Ha e le hantle, ho tšoara Burger ho loketse bosiung bo bong ba mafelo-beke, 'me ha ho letho le kang la ho ea reschorenteng e ntle ho fumana e' ngoe ea masiu a mangata a sa tloaelehang a maoto bosiu ka leoto le letona. Bothata ke hore ho ja feela-esita le lijo tse potlakileng-ho turu haholo. Ipolokele chelete ka ho ja ka makhetlo a mangata, 'me u ka beha chelete eo ue pholosang bakeng sa bokamoso.
07 401 (k) le ho tlohela mosebetsi
Haeba u molekane oa sesole 'me u fihlella lenane la 401 (k) kapa lenaneo le leng la ho tlohela mosebetsi ka mohiri oa hao, sebelisa seo ho u tsoela molemo. Chelete ena e nkoa pele ho lekhetho, kahoo ha e fokotsa feela tlhokahalo ea hore u sebelise ho sebelisa chelete e bohloko, empa e ka fokotsa moroalo oa lekhetho hape. Maemong a mangata, bahiri ba bapisa menehelo (ho isa bohōleng) basebeletsi ba bona ba etsa litlaleho tsa bona tsa ho tlohela mosebetsi. U se ke ua hloloheloa-ke chelete ea mahala!
08 Fana ka morero oa polokelo ea boipheliso
Morero oa Poloko ea Boiketlo o fumaneha ho bohle ba sebetsang, hammoho le basebetsi ba bang ba federal, 'me ba etsa khetho e babatsehang ea ho boloka chelete ea ho tlohela mosebetsi le ho u thusa ho haha lehe la bohlokoa ka ho fetisisa la sehlaha.