Litlhaloso tse fapaneng li bontša sebaka se fapaneng sa tsebo
Litlhahlobo tse phahameng tsa inshorense
Litlhaloso tsa mojaro ka mekhahlelo ea tsona ke RHU, CLU, le CPCU.
- Bophelo ba inshorense ea bophelo bo botle- Ngolisisano ea bophelo bo botle ba 'mele (RHU)
- Insurance Insurance- Chartered Life Underwriter (CLU)
- Litšenyehelo tsa thepa ea Boipheliso - Litlhare tsa Chartered Property Casualty Underwriter (CPCU)
Ba nang le litlhaloso tsena tse tharo ba bonoa ho pholletsa le indasteri e le litsebi tse nang le tsebo ea tsamaiso ea inshorense, ho ngolisoa ka molao le melao ea tsamaiso. Lihloohong tse amanang le melaetsa e mengata ea inshorense e fumanehang ho pholletsa le indasteri, o tla fumana litlhaloso tse ling tse ngata tse hlalositsoeng hammoho le litsebi tsa inshorense li sebelisitseng ho fumana le ho bonahatsa litsebi tsa inshorense.
Ho fumana tsebo ea ho atleha ho sebeletsa basebetsi ba inshorense ka katleho litsebi tsa inshorense li sebelisitse mananeo a thuto ea inshorense ka lilemo tse mashome. Mananeo a thuto a akaretsang litlhaloso tsena a sebeletsa litlhoko tse peli tsa bohlokoa.
Ntlha ea pele, thupelo e fana ka litsebi tsa inshorense ka thuto e tebileng ea indasteri ea inshorense mekhoa e mengata ea tsamaiso ea ho rekisa ho ngola.
Ntlha ea bobeli, ho fihlella liqeto tsena ho bonts'a tsebo ea setsebi sa inshorense tšimong ea bona ho batho bao e tla ba bareki.
Bophelo bo botle ba inshorense
Bareki ba bophelo bo botle ba inshorense ba na le litlhaloso tse fapa-fapaneng tse fumanehang bakeng sa ho fumana tsebo le ho bontša bareki ba bona boholo ba tsebo ea bona.
Registered Health Underwriter
Ena ke letsibolo la inshorense ea bophelo bo botle e bontšang tsebo ea likarolo tsohle tsa melemo ea bophelo, ho kenyeletsoa merero ea tlhokomelo ea tlhokomelo; mekhatlo ea bongaka, ea bokooa, ea inshorense ea nako e telele; sehlopha sa meno le merero ea boithaopo. Tlhahlobo ena e boetse e hlahloba phello ea melao ea federal e kang PPACA (Tlhokomelo ea Mokuli le Tlhokomelo e Ntle ea Matlo) le tse ling tse kenyeletsang COBRA , ERISA, le HIPAA.
Mosebetsi oa thupelo : Koetliso ea RHU e fapana le mofani empa ka kakaretso ho kenyeletsa tse latelang:
- Boloetse bo Bohloko le Tlhokomelo ea nako e telele
- Melemo ea Bokooa le Bohlopha
Mokhoa oa ho fumana: Litsi tsa koetliso ho pholletsa le US tse fanang ka thupelo ea RHU li kenyelletsa, AB Training Center, Advocis, The American College, Khoebo ea Koetliso ea Khoebo, le ba bang. Litlhoko tse ling tsa inshorense ea bophelo bo botle li kenyeletsa tse fumanehang ka Amerika's Health Insurance Plans (AHIP). Tsena ke:
- Tlhokomelo ea nako e telele (LTCP- Long-term Care Professional)
- Inshorense ea bokooa bo nang le bokooa (DIA- Bokooa ba Lekhetho la Bokooa)
- Melemo ea Bophelo ba Basebetsi (EHBA- Mmoho le Melemo ea Bophelo ea Basebetsi), le
- Bophelo ba inshorense ea bophelo bo botle ka kakaretso (HIA- Associate Insurance)
Setifikeiti se ntseng se hōla ka potlako ke tumello ea inshorense ea CLTC.
Ba tiisitsoeng ka nako e telele ea tlhokomelo ea tlhokomelo ea nako e telele ba tsebahala hantle hobane ka karolo e itseng ho tsepamisitse maikutlo ho pharaletseng ho rekisa inshorense ea nako e telele ea tlhokomelo. Tlhaloso ena e fumaneha ka Mokhatlo oa Long-term Care Certification.
Mekhatlo ea inshorense ea bophelo
Litsebi tsa lefapha la inshorense ea bophelo li ka khetha ho tloha bongata ba inshorense boitsebiso ba ho ikhethela e le litsebi tsa indasteri ho bareki ba bona.
Charter Life Life Underwriter
Ena ke indasteri ea bophelo ba inshorense ea bophelo bo botle 'me e akarelletsa tsebo ea bophelo bophelong le inshorense ea bophelo bo botle, matsete, lekhetho, melemo ea basebetsi, thepa ea mahae, litlaleho tsa boikarabello, tsamaiso le moruo. Litsebi tsa CLU li thusa batho ho tsoela pele ka mosebetsi oa bona ka ho fana ka tsebo e tebileng ka litlhoko tsa inshorense tsa batho ka bomong, beng ba khoebo le basebeletsi ba litsebi.
Tlhahlobo : Mokhahlelo oa CLU o ka fumanoa ka ho qeta lithupelo tse 5 tse hlokehang le lithuto tse tharo tsa khetho pakeng tsa liqeto tse ngata.
Mokhoa oa ho fumana: Mananeo a mangata a koetliso a fana ka lithupelo tsa ho qeta lebitso la CLU le kenyeletsang AB Training Center, Advocis, The American College, Business Career College le ba bang.
Mefuta e meng ea inshorense ea Bophelo ea bophelo e kenyelletsa lebitso la Fellow, Life Management Institute (FLMI) le fuoang batho ba fanang ka lihlopha tsa li-inshorense tsa bophelo ba bophelo ba inshorense tse 10 ka inshorense, litlaleho tsa libuka, thekiso, mekhoa ea boitsebiso, lichelete, molao, tsamaiso le lik'homphieutha. Tlhaloso ena e fumaneha ka Life Office Management Association (LOMA).
Hape, lebitso la Life Underwriter Training Council Fellow (LUTCF) le ka fumanoa ka ho qeta lithuto tse tšeletseng tse tsoang American College. Tlhaloso ena e lebisa tlhokomelo ho inshorense ea bohlokoa ea bophelo sehlahisoa tse nang le likhopolo tsa mantlha tsa moralo e le hore LUTCF e thusoe ho eketsa tlhahiso ea tsona ea tlhahiso.
Litšenyehelo tsa thepa ea Boipheliso
Thepa le Mahlomola indasteri ea inshorense litsebi li na le mekhoa e mengata ea litlhoko tsa inshorense tseo ho tsona li ka khethang ho bontša bokhoni ba tsona bakeng sa bareki.
Mohahlauli oa lihlahisoa tsa mohaho oa lihlahisoa
Ena ke khetho ea pele ho thepa ea inshorense ea thepa. Lenaneo la CPCU le fana ka kutloisiso e pharaletseng ea indasteri ea ho bolaoa ke thepa e lebisang tlhokomelo litsong tsa molao, tsa lichelete le tsa ts'ebetso ea ts'ebetso ea kotsi le inshorense.
Tlhahlobo : Lenaneo la CPCU le na le lithuto tse 11. Lihlopha tse robeli li tlameha ho fetisoa ho fumana chelete ea CPCU. Ho na le lithuto tse hlano tsa motheo. Ho phaella moo, liithuti li khetha khoebo ea inshorense ea khoebo kapa ea botho ho qeta lenaneo.
Mokhoa oa ho fumana: Leqhoa la CPCU le fanoa ke AB Training Center, Insurance Institute of America (CPCU / IIAA), Sekolo sa Insurance License, le ba bang. Litlhaloso tse ling tse ngata li ka tsamaisoa ke litsebi tsa maiketsetso tsa inshorense le baemeli, ho akarelletsa:
- AAI- Moeletsi ea amohelehang ka Inshorense e fanoang ke Insurance Institute of America (CPCU / IIAA) e hatisa karolo ea tlhahiso ea inshorense, ka thuto ea thepa ea botho le ea khoebo le thekiso ea likoloto le boikarabelo ba tsamaiso.
- AIC- Ikamahanyang le Litlhaselong hape tse fanoeng ke CPSU IIAA li kenyelletsa boitsebiso bo rutang bo ikhethileng le melaong ea khoebo thepa le boikarabelo.
- CIC- Moeletsi ea Inshorense ea tiisitsoeng o fanoang ke National Alliance bakeng sa Thuto ea Inshorense le Lipatlisiso e akaretsa lintlha tsa bohlokoa melaong ea batho, litlokotsi tsa khoebo, thepa ea khoebo, bophelo le bophelo bo botle, le tsamaiso ea mokhatlo.